Alabama medicaid long term care programs alabama is an income cap state meaning that in order to be eligible for medicaid long term care benefits there is a hard income limit non income cap states allow applicants to spend down money for their care whereas income cap states require the amount to be no higher than their limit at time of application. This type of trust offers a way for alabama residents over the medicaid income limit to still qualify for long term care medicaid as money deposited into a qit does not count towards medicaids income limit in simple terms ones excess income over the medicaid limit is directly deposited into a trust in which a trustee is named giving that individual legal control of the money the account must be irreversible meaning once it has been established it cannot be changed . Apply for medicaid in 2018 more than 1 million alabama citizens qualified for medicaid benefits through a variety of programs for children families and pregnant women as well as for elderly and or disabled people each medicaid program has its own requirements you must meet in order to qualify for benefits all programs have income requirements some programs also have age requirements or are limited to certain groups such as pregnant women or people who also have medicare to learn more . The basic concepts of qualifying for alabama medicaid think of alabama medicaid as a right you have but it comes with rules medicaid can save hundreds of thousands of dollars in long term care costs so it is incredibly powerful but it does have rules so what do you do you learn the rules then follow the rules
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